How To Check Kotak Credit Card Status Online?

If you have already applied for any Kotak Mahindra Bank credit card but struggling to get its current status, so I am here with a complete step by step guide to check Kotak credit card status online.

Kotak Credit Card Application Status Step by step Guide

Step 1:-  Visit the Official website of Kotak Mahendra Bank. You will land on the page below.

kotak credit card application status

Step 2:-  Now select Credit Card from SELECT A PRODUCT List.

kotak credit card status

Step 3:-  Now, below screen will appear, and you have two option for checking Kotak credit card application status:-

        1. Kotak Mahindra bank credit card status through the application number or
        2. Kotak bank credit card status through the form number

kotak bank credit card status

As you enter your application number or your form number, your credit card status will be shown. Your status may vary in three ways:-

        1. Being Processed
        2. Approved
        3. Declined

If your Kotak credit card status shows that it is BEING PROCESSED, that means your application has been successfully submitted. If your application status shows that it is APPROVED, that means you are eligible for Kotak bank credit card and your document have been verified by the bank. After approved status, you will soon receive your credit card in you Communication or home address.

There is also the possibility that your application may get rejected. It is only possible you you don’t fulfill the bank criteria or Banks internal policy. You can check our reconsideration section for more help on this.

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Kotak Credit Card Application Tips

Should I Apply?

Kotak Mahindra bank offers a variety of credit cards with excellent features and offers. So you can choose one from there credit card section.

Are You Eligible?

I have gone through the whole Kotak Mahindra Bank website, But I couldn’t find Anything about this card eligibility. But If you don’t want your application to be rejected, you must check these points before applying:-

    • The Primary Credit Cardholder should be in the age bracket of 21 years to 65 years. Add-on Cardholder should be 18 years and above
    • Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune
    • Have a stable income(Salary or Self Employed)

Kotak Mahindra Bank may reject your application if you don’t fulfill the above eligibility. So apply at your own risk.

Reconsideration

If your application is declined, I recommend calling for an inquiry about why your application has been rejected. Before applying next time fix these issues, and call again. It’s surprising how often denials can be changed to approvals.

FAQ’s on Kotak Credit Card Application Status

Can I check Kotak Mahindra Bank credit card status through SMS?

As of now, Kotak Mahindra Bank does not offer any service for checking credit card status through sms.

Can I check kotak credit card status through Customer care Number?

Bank and Credit Card related:  1860 266 2666 between 10am to 6pm (Monday to Sunday).

What does kotak credit card status approved means?

if you status show that your application has been approved, you have cleared all the test and your credit card will be shipped soon to your registered address.

What does kotak credit card status decline means?

If your application is declined, I recommend calling for an inquiry about why your application has been rejected. Before applying next time fix these issues, and call again.

In How much time Kotak Bank credit card status will be updated on the website?

Mostly Kotak Mahindra credit card status takes 2 to 3 days to get updated on the website.

How mach time does it take to process my Kotak bank credit card application?

As Kotak Bank receives your application, it may take 20-25 days for the complete process. And if Kotak Bank finds any issue in data provided by you, it may take a longer time than expected. All the updates will be delivered to your registered mobile number and email ID.

What does kotak credit card status invalid means?

This status is shown because you may have given any wrong information are there is a mismatch between your documents and information provided by you

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